Hey — tell me about your deal and I'll give you an honest read. What are you looking at?
I'm looking at a rental in Tampa, $285K purchase, rents for $2,200/month. 690 credit, 20% down. Does this work for a DSCR loan?
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That pencils at a 1.10 DSCR and you've got strong matches — the flag is that some programs want 1.25+ at your credit tier, and we route around those. Want to run the Quick App? Two minutes, no income docs.
